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In case of fraud:

Procedure for Lost or Stolen Purse/Wallet

The first action you should take when you lose, or have stolen, your purse or wallet is to notify the police department in the jurisdiction of the loss or theft. You should also notify your local police department in order that they are aware of it. This will alert patrol officers to be extra vigilant of your home, and could allow for greater investigative efficiency should a license, social security card, or credit card be recovered.
Once reported to the police, they can assist in advising what course of action you need to take. Various companies and agencies should be notified. The following guidelines should be followed:
Phone calls to make immediately:
The credit company of any specific card number being used.
(The number can be found on the most recent bill).
Equifax: 1-(800) 525-6285
TRW/Experian: 1-(888) 397-3742
Trans Union: 1-(800) 680-7289 or 1-(800) 916-8800
Federal Trade Commission (optional) 1-(877) 438-4338
Follow up in writing, including copy of police report:
Equifax: P.O. Box 740250, Atlanta, GA 30374
TRW/Experian: P.O. Box 1017, Allen, TX 75013
Trans Union: P.O. Box 6790, Fullerton, CA 92634
If social security number or driverís license have been stolen:
New Jersey Division of Motor Vehicles: 1-(609) 292-6500
Social Security Administration: 1-(800) 772-1213
Victims of identity theft can order a copy of their credit report free of charge:
Equifax: 1-(800) 658-1111
TRW/Experian: 1-(888) 397-3742
Trans Union: 1-(800) 888-4213
Keep a log and document each call you make, and include:
Date, time, with whom you spoke, and alert or confirmation number
Notify your bank of the situation, if appropriate:
Criminals who steal identities are quick to act and use your stolen identity. As a victim, you must be as diligent as the criminal - report any such incidents to the police immediately and follow their advice. Your quick actions could save you the heartache of undoing the damage caused by some criminalís spending spree, and may even assist in capturing the culprit.

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